What fees do you charge?

Disability Insurance & Life Insurance Fees We act as your agent. The insurance company pays agents a commission. Clients do not pay us.

Wealth Management Fees

$5,000 – $250,000 – 1.00%* ($100 per $10,000 invested)

$250,001 – $500,000 – 0.90%* ($90 per $10,000 invested)

$500,001 – $1,000,000 – 0.80%* ($80 per $10,000 invested)

$1,000,001 and up – .70%* ($70 per $10,000 invested)

*additional fees charged by the underlying funds and management platform will apply.

The BattDouglas Financial Group charges $2,500 for comprehensive financial planning.  Residents & fellows are offered a discounted rate of $1,750 for comprehensive financial planning.  The discounted resident rate applies to residents & fellows that sign up for financial planning services prior to December 31st of their graduating year.

An installment option is available to residents & fellows up to December 31st of their graduation year.  The installment option consists of 6 monthly payments of $325.00.  Total payments made will equal $1,950.00.  Monthly payments must be linked to a checking account and will be electronically deducted for 6 successive months until paid in full.

Can I work with you if I live outside of Ohio?

Yes, our financial planners are multi-state licensed and work with physicians in many states across the country. As of May, 2016 we have security licenses for the following states: AZ, CA, DC, FL, GA, IL, IN, MI, MO, NC, ND, NJ, NV, NY, OH, PA, SD, TX, VA, WA, MN. We have life & health licenses in the following states: AZ, CA, CT, FL, GA, IL, IN, KS, MI, MO, MS, NC, NJ, NY, OH, PA, FL, VT. State licensing is subject to change. Please contact us to inquire if we are licensed in your state.

For convenience and flexibility, we schedule meetings via phone & internet to fit into any schedule or time zone.  We use software which enables our clients to share desktops, review documents and run quotes in real time.  We provide you with comprehensive personalized guidance from the comfort of your home or your office.  Typically, we schedule our meetings 9:00 AM – 6:30 PM EST Monday through Friday but rest assured, regardless of your time zone, we accommodate to find meetings times that work for even the busiest of schedules.

Do I need multiple medical exams if I apply for disability AND life insurance?

No, by using our extensive network of insurance companies we can use one medical exam for life & disability insurance. We can also use one medical exam across multiple insurance companies. Our network of insurance providers enables us with the ability to compare pricing specific to your needs and your health.

Do you follow a fiduciary standard?

Yes, we are Investment Advisor Representatives through Cambridge Investment Research. We follow a fiduciary standard. The fiduciary duty requires us, by law, to act in the best interest of our clients, putting your interests ahead of our own at all times. In addition to putting your interests ahead of our own, we also adhere to the duties of loyalty and care. We provide up-front disclosures to you, before any contracts are signed to provide investment advice. We are happy to discuss important topics such as our qualifications, services provided, compensation, range of fees, methods of analysis, record of any disciplinary actions and possible conflicts of interest.

What are the benefits of working with an independent financial planning group like BattDouglas?

By being independent, we provide unbiased comparisons from multiple highly-rated life & disability insurance companies. Through our broker dealer, Cambridge Investment Research, we work with multiple mutual fund, ETF, annuity, and investment providers. By using combinations of these investment options we create diversified portfolios for our clients. As the industry changes, with new products and technology, we adapt and keep our clients at the forefront. By being independent, we personally see to the maintenance and service of your accounts. Our staff makes sure all of your requests are accurately executed and on time. You have direct access to your financial planner and staff. You have on-line access to your accounts 24/7/365.

Work with the Highest Standard

Work with a Certified Financial Planner